A librarian by day, at night Rachel becomes "Velvet", teasing men to orgasm over the phone.
Her world is turned upside down by a phone call that will forever change her life. Richard, calling the sex line for the first time, is captivated by her sultry voice. With a natural dominance he pushes past her silly sex talk, stripping the real woman bare with his dark, sensual perception. Richard teaches Rachel the romance of erotic submission. Finally she is faced with the ultimate test - to meet her phone lover and experience first-hand his erotic promise.